Many Filipinos hesitate to invest their funds due to uncertainty or lack of knowledge about investing, leading to missed opportunities that could help secure their future. Allianz PNB Life (AZPNBL) offers simplified solutions for first-time and experienced investors, providing accessible, expertly managed investment options and personalized guidance.
AZPNBL simplifies investing through expertly managed funds and the support of its Life Changers, who help clients make informed, long-term investment decisions based on their financial goals. After all, investing isn’t just about choosing any fund—it’s about finding the right one for you.
Allianz’s Financial Needs Analysis (FNA) helps identify the most suitable fund based on your goals, risk tolerance, and financial capacity, ensuring that your money is placed where it can grow effectively over time.
“Allianz Life Changers are equipped with the right tools to analyze the client’s current financial situation, future needs, and goals. Once these things are clear, together with the customer, we can recommend the right investment that the client can afford, sustain, and determine which of the financial goals can be achieved. With expert guidance, we make investing less overwhelming and more rewarding,” says Gíno Riola, Chief Marketing Officer.
Invest with confidence
The AZPNBL portfolio is designed to suit the different investment appetite of customers, who want to grow their wealth and ensure that they and their families are protected from life’s uncertainties. Those who want to start conservatively and are looking for steady returns can check out the Stability Plus Fund, a low-risk fund that may provide equity-like returns, managed by PIMCO, the world’s largest fixed-income fund house. AZPNBL also offers the Global Agility Fund, which is managed by Allianz Global Investors, offering diversified investments in global bonds and equities. It comes in three variants – conservative, balanced and aggressive so that we can find the right investment solution that is fit for you.
The Stability Plus Fund is recommended for Single-Pay Unit Linked (SPUL) products, helping customers grow wealth efficiently, while the Agility Fund is ideal for Regular-Pay products, offering long-term investment growth within an insurance policy. The Agility Fund is more applicable for regular-pay products, because it is an accumulating fund that offers better fund value in the long run, hence customers can maximize their investment within their policy. It is perfect for those with long-term savings horizon and offers convenience to customers since they manage the fund based on risk appetite and market performance.
“The best global fund managers manage all our financial instruments,” says Henry Yang, Head of Investments. “We want to show our clients that they can afford to invest because we can start it at the level they can afford and sustain. Our commitment to our clients remains to be able to provide innovative and customer focused solutions, and growth of their assets. This is also the reason why we partnered with trustworthy and globally recognized Fund Managers, such as PIMCO and Allianz Global Investors.”
Start securing your future
The right time to invest is always now. Investing early means maximizing long-term growth and financial security. AZPNBL offers simplified solutions that can make it easier for Filipinos to start investing with confidence.
“Making the right investment starts with understanding your financial needs and having the right support. With the right guidance, you can make choices that work for you not just today, but in the long run,” says Gíno Riola, CMO.
To find out more on how to invest with ease and confidence, talk to your Life Changer or visit www.allianzpnblife.ph
